FHA Vs. USDA loan program for Holly-Springs, Marshall County, Mississippi

In 2025, USDA loan limit in Holly-Springs, county of Marshall, MS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Holly-Springs, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(660) 433-2004 322 miles Lender's profile and map Reviews The Tipton Latham Bank, National Association 800 US-50, Tipton, MO, 65081 The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards
(903) 645-2251 323 miles Lender's profile and map Reviews Texas Heritage National Bank 107 Webb Street, Daingerfield, TX, 75638 Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield. The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
(865) 688-0498 323 miles Lender's profile and map Reviews Knoxville Firefighters Federal Credit Union 5207 Schubert Road, Knoxville, TN, 37912 Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
(417) 525-4218 323 miles Lender's profile and map Reviews Southwest Missouri Bank 202 W High, Alba, MO, 64830 We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
(337) 479-7570 323 miles Lender's profile and map Reviews The Evangeline Bank and Trust 497 West Main Street, Ville Platte, LA, 70586 The Evangeline Bank and Trust Company is an independent banking company that provides banking services to consumer and business customers in its normal area of operation. Our goal is to meet the banking needs of our communities served with outstanding customer service while taking active roles in our local communities.
(217) 932-2265 324 miles Lender's profile and map Reviews Preferred Bank 602 North State Highway 49, Casey, IL, 62420 "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
(217) 932-2136 324 miles Lender's profile and map Reviews Casey State Bank 305 North Central Avenue, Casey, IL, 62420 Casey State Bank serves the agriculture, oil, and consumer markets located in the Clark, Crawford, Henderson, and Lawrence Counties. Casey State Bank has 8 branches to assist customers with their financial needs. At Casey State Bank we are deeply rooted in the communities we serve. We have been family owned and operated since 1968.
(217) 932-4048 324 miles Lender's profile and map Reviews First Neighbor Bank, National Association 918 IL-49, Casey, IL, 62420 First Neighbor Bank, N.A. is proud to be in your communities, owned and operated by your neighbors and working together to serve you. While staying current with technologies, we institute a philosophy of old-fashioned banking. We strive daily to remain on a first name basis with our customers.
(423) 562-4921 324 miles Lender's profile and map Reviews Peoples Bank of the South 106 West Central Ave, La Follette, TN, 37766 Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.
(903) 656-2576 324 miles Lender's profile and map Reviews North East Texas Credit Union 1115 Lone Star Boulevard, Lone Star, TX, 75668 North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(985) 652-4990 324 miles Lender's profile and map Reviews Louisiana Federal Credit Union 805 Robin Street, La Place, LA, 70068 Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.