USDA and FHA Pro and Con in Southaven, DeSoto County, MS
In 2025, the USDA loan limit for Southaven in DeSoto, MS, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, allowing you to determine the necessary income, credit rating, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Southaven, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Southaven, MS
Lendersa® aims to efficiently acquire the best USDA or FHA loan for you without hassle. You can choose from one of three pathways to discover matching lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC, 29464
Ascend Financial Group is a boutique mortgage company excelling in exceptional customer experience, conservative financial values, innovative mortgage technology and enduring client relationships.
Our mission is to serve our customers with honesty, integrity and excellence. Our goal is to provide home loans to our clients
Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home
Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.
Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
206 North Franklin Street, Port Washington, WI, 53074
Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district.
From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem
