USDA Vs. FHA your options comparison in Southaven, DeSoto County, MS
In 2025, the USDA loan limit for Southaven in DeSoto, MS, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, allowing you to determine the necessary income, credit rating, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Southaven, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Southaven, MS
Lendersa® aims to efficiently acquire the best USDA or FHA loan for you without hassle. You can choose from one of three pathways to discover matching lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
3540 W Sahara Ave, Suite 306, Las Vegas, NV, 89102
We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.
3841 Charleston Blvd, Suite 100, Las Vegas, NV, 89102
Alderus Mortgage is a full-service lender and trailblazer in the mortgage industry. For more than 20 years, we’ve worked directly with clients to educate them on the industry and the loan process, eliminating the hidden fees often associated with traditional lending. Alderus is driven by the philosophy that happiness for everyone is key,
800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
We have a unique way to handle every file we receive. It is the best way to get clients funded. Except for our company, no other will do this. We do our loans inside out. That means, we seek an underwriter’s approval before a loan application is submitted. This approach ensures that time will not be wasted. After all, wasting time is wasting money.
5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage
4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
