USDA Vs. FHA Pro and Con comparison in Southaven, DeSoto County, MS
In 2025, the USDA loan limit for Southaven in DeSoto, MS, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, allowing you to determine the necessary income, credit rating, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Southaven, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Southaven, MS
Lendersa® aims to efficiently acquire the best USDA or FHA loan for you without hassle. You can choose from one of three pathways to discover matching lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
11200 Westheimer Rd, Suite 777, Houston, TX, 77042
At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
14340 Memorial Drive, Suite 400, Houston, TX, 77079
Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates
GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.
Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
Noble Mortgage & Investments, LLC was founded by Darel I. Daik (Residential Mortgage Loan Originator, NMLS ID#316081) in 2003 to provide innovative, timely, and competitive financing for real estate opportunities. and also We are a direct private real estate lender of hard money & conventional capital for both residential & commercial properties in
"Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.
Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
Brentwood Baptist Church Federal Credit Union has been open since 1993. The credit union has assets totaling $1.34 Million and provides banking services to more than 600 members as of March 2022.
The credit union is a religious-based credit union. Membership is also open to immediate family of current members
NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.
