USDA and FHA Pro and Con in Southaven, DeSoto County, MS
In 2026, the USDA loan limit for Southaven in DeSoto, MS, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, allowing you to determine the necessary income, credit rating, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Southaven, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Southaven, MS
Lendersa® aims to efficiently acquire the best USDA or FHA loan for you without hassle. You can choose from one of three pathways to discover matching lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.
Assurance 832 was formed to help small businesses survive and thrive by getting the funds they need. With our extensive network of investors and alternative lenders we can get funds to our clients in hours. Our passion is to see people’s dreams fulfilled and there is no bigger dream than the American Dream of working for yourself.
2298 W Horizon Ridge Pkwy #213, Henderson, NV, 89052
Taylor Derrick Capital is a real estate investment management company that provides alternative investments in real estate debt and equity ventures. Our efforts are focused in the western states where we have deep relationships and valuable experience in the real estate industry.
CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.
375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
215 E. Warm Springs Rd, Suite 102, Las Vegas, NV, 89119
Access Commercial Mortgage is the leading commercial mortgage broker that provides debt financing for all types of income producing properties. The mission of the company is to assist commercial property owners in securing capital for all of their commercial real estate needs. Access Commercial Mortgage offers a variety of commercial loan programs
6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.
6671 S Las Vegas Blvd, Unit 210, Las Vegas, NV, 89119
Paul Hasna have been helping families and individuals realize their dream of home ownership for over 20 years, specializing in all First – Time Home Buyer programs and low down payment loans, such as VA, FHA, Rural Development and Conventional HomeReady™ Home Possible™ and MyCommunity™ home loans.
Ignite Funding, an alternative investment company specializing in first trust deeds, connects investors seeking capital preservation, monthly income, transparency and diversification with commercial borrowers to ignite returns. This turn-key, fully collateralized professionally managed real estate investment vehicle provides a 10%-12% annualized re
9620 Las Vegas Blvd S, Suite E-1, Las Vegas, NV, 89123
At Star Loan Centers we realize that life happens and everyone needs extra cash here and there. With our Las Vegas payday loan it is very easy to qualify, no credit check, previous BK ok, your job is your credit. We offer Las Vegas payday loans from $100 to $2500, so apply now and get the cash you need today.
