USDA Vs. FHA your options comparison in University, Lafayette County, MS
In 2025, the USDA loan limit in University, located in Lafayette county, MS, is $336,500. Meanwhile, the FHA limit for a single-family residence reaches $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the income, credit, reserves, and necessary documents for qualification. With our state-of-the-art mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA loan options side by side, facilitating your decision on the ideal program to suit your financial situation in .
2025 Loan Limits and Down Payment Requirements in University, Lafayette, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in University, MS
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loan for you without hassle. Start with one of three clear paths to find matched lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans necessitate no down payment at all.
8765 W Higgins Road, Suite 675, Chicago, IL, 60631
The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6565 North Avondale, Suite 200, Chicago, IL, 60631
Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.
At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege
American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases
Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
Heritage Bank of Schaumburg is a community-oriented, independently owned financial institution that opened its doors for business on August 8, 1974. As one of the first financial institutions in the Schaumburg area, Heritage Bank services an established customer base, many of whom have banked with our institution for over ten years.
Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
