USDA Vs. FHA Pro and Con comparison in University, Lafayette County, MS
In 2025, the USDA loan limit in University, located in Lafayette county, MS, is $336,500. Meanwhile, the FHA limit for a single-family residence reaches $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the income, credit, reserves, and necessary documents for qualification. With our state-of-the-art mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA loan options side by side, facilitating your decision on the ideal program to suit your financial situation in .
2025 Loan Limits and Down Payment Requirements in University, Lafayette, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in University, MS
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loan for you without hassle. Start with one of three clear paths to find matched lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans necessitate no down payment at all.
We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.
Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.
Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset.
Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944
Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.
MFCU is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere. MFCU Where you're more than a member, you're family" This credit union is federally insured by the National Credit Union Administration.
As our Mission Statement states, FGCU is committed to serving our members the very best we can by providing the affordable services and products to help them reach their financial goals now and into the future. Like all credit unions, FGCU relies on an active, participating membership to thrive. With over $66.5 million in assets and still growing.
We are a residential home loan mortgage brokerage and our goal is to be your lender for life! Personal Consultation - We provide a personal consultation so that we can get to know you. We listen carefully to your needs and your goals so that we can use this information to best assist you.
