USDA and FHA Pro and Con in Oxford, Lafayette County, MS
For 2026, the USDA loan limit in Oxford, located in Lafayette, MS, is established at $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, helping you determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Oxford, Lafayette County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oxford, MS
The aim of Lendersa® is to quickly secure the optimal USDA or FHA loan for you, without complications. Choose one of three starting paths to connect with compatible lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture and is exclusively available in rural neighborhoods. FHA loans require at least a 3.5% down payment, whereas USDA loans require none at all.
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
Experience the difference with Realty Capital Investments LLC, where speedy, flexible financing becomes reality. Our streamlined process ensures simplicity and promptness, often delivering funding within weeks. With years of industry expertise, Steve Dorian prioritizes your needs, making rapid lending decisions to support your real estate ventures.
410 S Rampart Blvd, Suite 350, Las Vegas, NV, 89145
NV Capital Corporation LLC was established and Licensed by the State of Nevada in 2016. We specialize in Private Lending with multiple lenders joining together to fund loans on Nevada real estate. Our Company was founded by seasoned commercial bankers who have nearly a century of combined lending in the Nevada marketplace.
The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
"Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs.
I bring specialized expertise in reverse mortgage lending, including HECM and jumbo/proprietary programs. I help seniors leverage home equity strategically while maintaining compliance, clarity, and suitability. My approach centers on education, risk management, and long‑term financial planning, ensuring clients and their families fully understand the benefits, obligations, and protections built into today’s reverse mortgage products.
8912 Spanish Ridge Ave, Suite 100, Las Vegas, NV, 89148
Meadows Bank was founded in 2008 in Las Vegas, Nevada. MEADOWS BANK is a business incorporated with Washington State Secretary of State. The Unified Business Identifier (UBI) is #604064298. The business address is 8912 Spanish Ridge Ave, Suite #100, Las Vegas, NV 89148-1311, USA. The business type is FOREIGN PROFIT CORPORATION.
