USDA Vs. FHA Pro and Con comparison in St.-Stephens, Catawba County, NC
In 2025, the USDA loan limit in St.-Stephens, located in Catawba county, NC, is $285,000. In contrast, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool assists in determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loan information side by side, enabling you to find the most suitable program in for your particular financial background.
Loan Limits and Down Payment Requirements for 2025 in St.-Stephens, Catawba County, NC
Loan Type
Max Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in St.-Stephens, NC
Lendersa® strives to secure you the optimal USDA or FHA loan swiftly and with ease. Choose from one of three steps that lead to matching with appropriate lenders and USDA loan programs.
This type of USDA home loan is secured by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage doesn't require any down payment.
24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
"Enterprise Lending Group, Inc.’s sole responsibility
is to you, the borrower. We are not
affiliated with any one bank. Instead we have
the ability to select from a portfolio of lenders.
The result is a loan tailored to meet your
company’s needs rather than meeting the
requirements of a single lender."
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.
"Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,
4800 N. Federal Hwy, Bldg E, Suite 200, Boca Raton, FL, 33431
US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
We can assist you with qualifying.
2200 Northwest Corporate Blvd, Suite 309, Boca Raton, FL, 33431
Leading Edge Mortgage was founded in 1997 in Boca Raton, Florida. Our team of experts are passionate about helping customers find their first home, their next home, or ways to refinance so they can enjoy greater financial freedom. To the buyers doing their research online - we understand this process can seem daunting!
1825 Northwest Corporate Blvd, Suite 110, Boca Raton, FL, 33431
Unlimited Mortgage Lending, LLC, a full-service Mortgage Brokerage based in Boca Raton, Florida. We specialize in home loans in Florida. With, Christopher Pierce the owner and licensed since 1998, we bring a combined 20+ years of experience. We have guided many first-time homebuyers to accomplishing their dream of owning their own home.
