USDA and FHA Pro and Con in Conover, Catawba County, NC
In 2025, the USDA loan limit in Conover, county of Catawba, NC, is $336,500, whereas for a single-family home, the FHA ceiling is $472,030.
To compare the best rates between USDA and FHA today, use the Lendersa® USDA loan calculator. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose what fits best in for your finances.
2025 Loan Limits and Down Payment Needs in Conover, Catawba County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Conover, NC
Lendersa® is committed to finding you the best USDA or FHA loan efficiently and without difficulty. Select from three initial options to connect with suitable lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is exclusive to rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans demand no down payment.
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