USDA Vs. FHA your options comparison in Manteo, Dare County, NC
For 2025, the USDA loan limit in Manteo, within Dare county, NC, is $377,200, while the FHA limit for a single-family home reaches up to $603,750.
Use the Lendersa® USDA loan calculator to explore current USDA vs. FHA rates. Determine required income, credit score, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping to identify which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Manteo, Dare County, NC
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Manteo, NC
Lendersa® aims to efficiently secure the best USDA or FHA loan without hassle. Choose from one of three initial steps to connect with lenders and access USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage. It's restricted to rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment, making them more accessible for eligible rural homebuyers.
Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money
Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home
When it's time to get a mortgage loan, you should know the difference between a loan officer and a mortgage broker. A mortgage broker is an independent agent who secures financing through outside lenders. This means more options than the standard bank loan officer can offer. We find the lender who has the right program to fit your needs.
At New Inception Mortgage, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
JW Capital Company is a mortgage brokerage. We shop numerous lenders to ensure our clients always get a great deal. Our clients receive wholesale interest rates, faster closings (2 to 3 weeks) and excellent customer service throughout the process. This combined with state of the art technology provides an overall stress free experience.
