USDA Vs. FHA Pro and Con comparison in Manteo, Dare County, NC
In 2025, USDA loan limit in Manteo, county of Dare, NC is $377,200 while FHA limit is $603,750 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Manteo, county of Dare, NC
Loan Type
Loan Limit
Down payment
USDA
$377,200
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Manteo, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.
T&I Credit Union was founded in 1955 by Ford Tractor Employees in Birmingham. In 1987, we relocated to our current location in Clawson. However, our goal of serving our members and communities has always remained the same. We do so by remaining competitive with low interest rates
"Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry.
Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
