FHA Vs. USDA loan program for Nags-Head, Dare County, North Carolina

In 2025, the USDA loan ceiling for Nags-Head, situated in the county of Dare, NC, is set at $317,400, whereas the FHA cap for a single-family dwelling is $396,750.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA vs. FHA rates and to establish the necessary income, credit score, reserves, and paperwork to qualify. Our state-of-the-art mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs in Alabama side by side, ensuring you select the one that best fits your unique financial scenario.

Choices for USDA and FHA loans in Nags-Head, NC

Lendersa® aims to provide you with the finest USDA or FHA loans swiftly and seamlessly. You have three starting paths to connect with lenders and access USDA loan programs.

Lendersa USDA loan inquiry and matching output

Understanding USDA Loans in NC

A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages do not demand any initial payment.

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(800) 254-3262 Lender's profile and map Reviews Capital City Financial Corporation 2740 Pawtucket Avenue East, Providence, RI, 02914 Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
(401) 270-1144 Lender's profile and map Reviews Troy City Mortgage LLC 692 Warren Avenue, East Providence, RI, 02914 Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
(401) 952-7376 Lender's profile and map Reviews Province Mortgage Associates, Inc 50 Office Parkway, East Providence, RI, 02914 We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
(518) 234-4397 Lender's profile and map Reviews Bank of Richmondville 857 East Main Street, Richmondville, NY, 12149 The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York. In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
(865) 688-0498 Lender's profile and map Reviews Knoxville Firefighters Federal Credit Union 5207 Schubert Road, Knoxville, TN, 37912 Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
(401) 421-2436 Lender's profile and map Reviews PGE Federal Credit Union 179 West River Street, Providence, RI, 02904 The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
(865) 637-0112 Lender's profile and map Reviews First Choice Community Credit Union 100 N 17th Street NW, Knoxville, TN, 37921 Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
(865) 984-5350 Lender's profile and map Reviews Trust Tennessee Home Mortgage, Inc 445 Marilyn Lane, Alcoa, TN, 37701 TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
(866) 301-2300 Lender's profile and map Reviews FAMILY FINANCIAL GROUP, INC 480 Hope Street, Suite One, Providence, RI, 02906 Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.
844 507 5859 Lender's profile and map Reviews Foxpoint Lending One Richmond Square, Providence, RI, 02906 Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col
(912) 427-3904 Lender's profile and map Reviews INTERSTATE CREDIT UNION 705 W Cherry St, Jesup, GA, 31545 Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.
(508) 990-9800 Lender's profile and map Reviews Coastal M & A 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740 Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.