In 2025, the USDA loan limit in Valdese, located in Burke County, NC, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial situation in
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Downpayment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to promptly secure the most favorable USDA or FHA loan without hassle. Choose one of three options to find matching lenders and favorable USDA loan programs.
The USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the government through the Department of Agriculture, designed for rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering greater accessibility for potential homeowners.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
