FHA Vs. USDA loan program for Mountain-View, Catawba County, North Carolina

In 2025, the USDA loan limit for Mountain-View, located in Catawba county, NC, is $285,000. For FHA loans, the limit for a single-family home stands at $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Discover the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the most suitable program for your financial situation in .

Exploring USDA and FHA Loan Options in Mountain-View, NC

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need none.

Get top 10
USDA LENDERS
customized to yout needes

(229) 244-2732 Lender's profile and map Reviews Southeastern Credit Union 3501 North Valdosta Rd., Valdosta, GA, 31602 Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.
2405080730 Lender's profile and map Reviews Navigator Private Capital 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401 Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
(410) 260-2000 Lender's profile and map Reviews Severn Bank 200 Westgate Circle, Suite 200, Annapolis, MD, 21401 We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.
(844) 230-6679 Lender's profile and map Reviews South River Mortgage 1 Park Place, Suite 540, Annapolis, MD, 21401 At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind
(888) 699-1769 Lender's profile and map Reviews Bay Rock Home Loans LLC 839 Bestgate Road, Suite 131, Annapolis, MD, 21401 BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.
(443) 808-8432 Lender's profile and map Reviews Wynn Point Mortgage LLC 888 Bestgate Road, Suite 401, Annapolis, MD, 21401 "Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions"
(800) 351-5755 Lender's profile and map Reviews Heritage Financial, Inc. 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401 At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home. Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
(410) 703-9028 Lender's profile and map Reviews Redwood Mortgage Services 180 Admiral Cochrane Dr., Annapolis, MD, 21401 Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
(410) 974-6044 Lender's profile and map Reviews Bay Capital Mortgage Corporation 2553 Housley Road, Suite 200, Annapolis, MD, 21401 "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida. We’re a full service mortgage banker with an experienced staff offering expertise in every area"
(410) 266-2544 Lender's profile and map Reviews Fidelity First Home Mortgage Company 707 Bestgate Rd, Annapolis, MD, 21401 Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
(888) 444-3160 Lender's profile and map Reviews Navigator Private Capital LLC 1910 Towne Centre Blvd, Suite 250, Annapolis, MD, 21401 Navigator Private Capital, LLC (NavCap) believes in the power of capital investment to transform neighborhoods and improve lives. We fund short-term, low-risk development projects throughout under served communities across the country. NavCap meets a critical need not satisfied by traditional commercial investment vehicles.