FHA Vs. USDA loan program for Mountain-View, Catawba County, North Carolina

In 2025, USDA loan limit in Mountain-View, county of Catawba, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountain-View, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(985) 876-6269 691 miles Lender's profile and map Reviews T.E.A. Federal Credit Union 7220 Main Street, Houma, LA, 70360 In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
(985) 851-3434 691 miles Lender's profile and map Reviews South Louisiana Bank 1362 West Tunnel Blvd, Houma, LA, 70360 At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
(985) 868-5950 691 miles Lender's profile and map Reviews Allegiance Home Lending 430 Corporate Dr, Suite C, Houma, LA, 70360 Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
(985) 857-8524 691 miles Lender's profile and map Reviews La Maison Mortgage Corporation 521 Goode St., Houma, LA, 70360 La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
(563) 585-3737 691 miles Lender's profile and map Reviews AIM Credit Union 1200 Associates Drive, Suite 102, Dubuque, IA, 52002 Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
(800) 403-8333 691 miles Lender's profile and map Reviews Fidelity Bank & Trust 4250 Asbury Road, Dubuque, IA, 52002 In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
(800) 373-7600 691 miles Lender's profile and map Reviews Dupaco Community Credit Union 3999 Pennsylvania Avenue, Dubuque, IA, 52002 As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
(563) 582-1331 691 miles Lender's profile and map Reviews DuTrac Community Credit Union 3465 Asbury Rd, Dubuque, IA, 52002 As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
(508) 845-6755 691 miles Lender's profile and map Reviews Shrewsbury Federal Credit Union 489 Boston Turnpike, Shrewsbury, MA, 01545 Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
(508) 842-7400 691 miles Lender's profile and map Reviews Central One Federal Credit Union 714 Main Street, Shrewsbury, MA, 01545 Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
(508) 335-7163 691 miles Lender's profile and map Reviews Alibaba Lending 10 Vinnie Way, Shrewsbury, MA, 01545 At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.