USDA Loan Vs. FHA loan for Beaufort, NC [Carteret County ]

In 2025, USDA loan limit in Beaufort, county of Carteret, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Beaufort, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(361) 798-4361 Lender's profile and map Reviews Sacred Heart Federal Credit Union 1206 N Texana Street, Hallettsville, TX, 77964 The Sacred Heart Parish Federal Credit Union is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing friendly, comprehensive, and progressive financial services while maintaining a sound financial position. and Our success sprung from humble beginnings, born by those who shared a comm
(512) 859-2202 Lender's profile and map Reviews The Granger National Bank 201 West Davilla Street, Granger, TX, 76530 Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
(320) 283-5149 Lender's profile and map Reviews Lowry State Bank 400 Florence Avenue, Lowry, MN, 56349 Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
(218) 743-3145 Lender's profile and map Reviews First State Bank of Bigfork 400 Main Avenue, Bigfork, MN, 56628 The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
(320) 762-6533 Lender's profile and map Reviews Alexandria Schools Employees Credit Union 1110 Tabbert Road, Alexandria, MN, 56308 The ASECU was organized on February 15, 1954, with 7 members. We currently have almost 1000 members. The board of directors and committee members meet monthly to review the general operations, set interest rates, and review agenda items The Credit Union has mailboxes at both the Alexandria Technical & Community College and Voyager School.
(320) 762-0236 Lender's profile and map Reviews Viking Bank, National Association 4277 Dakota Street, Alexandria, MN, 56308 Viking Bank, we are proud to be locally owned and operated and are committed to providing a positive banking experience for our customers. We are community bankers and proud of it. Our team of talented and knowledgeable bankers are focused on making the needs of our customers their foremost priority with relationships based
(512) 352-8523 Lender's profile and map Reviews The City National Bank of Taylor 212 N. Main, Taylor, TX, 76574 Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
(402) 586-2266 Lender's profile and map Reviews Commercial State Bank 519 East Broadway, Wausa, NE, 68786 Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
(940) 325-9821 Lender's profile and map Reviews Titan Bank, National Association 1701 E. Hubbard Street, Mineral Wells, TX, 76067 Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.
(218) 246-8777 Lender's profile and map Reviews Deer River Coop Credit Union 51 2nd Street SE, Deer River, MN, 56636 The Deer River Coop Credit Union provides many services to its members including share savings accounts, checking accounts, CDs, IRAs, credit and debit cards and a variety of loans. At the Deer River Coop Credit Union you are a person with a face that we recognize, not just an account number.
(254) 532-3000 Lender's profile and map Reviews Fort Hood National Bank 109 T J Mills Blvd, Fort Hood, TX, 76544 Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.