USDA Vs. FHA your options comparison in Beaufort, Carteret County, NC
In 2025, the USDA loan limit within Beaufort, Carteret County, NC, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, and verify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator helps you see USDA, FHA, Conforming, and VA loans side by side to determine the best program for your financial situation in .
2025 Loan Limits and Downpayment Needs in Beaufort, Carteret County, NC
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Beaufort, NC
The aim of Lendersa® is to help you quickly secure the best USDA or FHA loan without hassle. Pick one of three starting points to find matching lenders and suitable USDA loan programs.
The USDA home loan, also called a USDA mortgage or rural development loan, is endorsed by the government through the Department of Agriculture, intended for rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages necessitate no down payment whatsoever.
First Security Bank – Hendricks is proud to remain one of the few locally owned and operated full service banks in our trade area. Our goal is to provide quality service with a personal touch. Our bank started in 1940 and has remained strong and loyal to its community and patrons ever since.
The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. Belton Federal Credit Union obtained its charter on February 28, 1963.
Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
Our deep heritage, headquartered in Cranfills Gap, makes us proud to offer the best banking services of a modern financial institution. Experienced people maintaining the integrity of our community bank by working to make life better. We are deeply involved in church, education, civic, and preserving our heritage.
Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!
Under new management since 2020.
To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
Peoples State Bank was chartered on January 18, 1929, by the Texas Banking Commission. Peoples State Bank has seen tremendous growth throughout the years and strives to maintain that growth. They want to remain a real community bank. Peoples State Bank offers a wide variety of deposit products and lending products to make your life easier.
The Sacred Heart Parish Federal Credit Union is a member-owned financial institution whose purpose is to promote the financial well-being of its members by providing friendly, comprehensive, and progressive financial services while maintaining a sound financial position. and Our success sprung from humble beginnings, born by those who shared a comm
Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
