For 2025, the USDA loan cap in Pineville, located in the county of Mecklenburg, NC, is $336,500. On the other hand, the FHA limit for a single-family residence is $472,030.
You can use the Lendersa® USDA loan calculator to compare the most competitive USDA vs. FHA rates available today. Determine the income, credit, reserves, and documents required to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in deciding the best program in suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Pineville, County of Mecklenburg, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Pineville, NC
Lendersa®'s mission is to provide you with the optimal USDA or FHA loan promptly and without any hassle. Start with one of three initial steps leading to match-finding lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage. This type of loan is specifically available for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgages need no down payment.
14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
"EMM Loans LLC provides home loan products and services that support sustainable homeownership.
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● Open Communication and Teamwork
● Supporting our Employees’ Professional Growth etc..
"
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Innovative is a licensed lender in Florida, Tennessee, and Alabama.
Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.
14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
