USDA Vs. FHA Pro and Con comparison in Dickinson, Stark County, ND

For 2025, the USDA loan limit in Dickinson, located in Stark county, ND, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's top USDA vs. FHA rates. Discover the necessary income, credit, reserves, and documents to qualify. Our robust mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding your decision-making for the best plan for your financial needs in Alabama.

Explore loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Dickinson, County of Stark, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Dickinson, ND

The objective of Lendersa® is to seamlessly connect you with the finest USDA or FHA loans swiftly and without complication. Choose one of three starting points to match with lenders and USDA loan options.

Lendersa USDA loan application and matching results

What is a USDA Loan in ND?

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. FHA loans, in contrast, require a minimum down payment of 3.5%, but the USDA mortgage necessitates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Home Loans, Inc
  • 1000 N. Milwaukee Avenue, Chicago, IL, 60642
  • "Our mortgage lenders not only average more than ten years in the mortgage industry, but also call Chicagoland home. We live where we lend, so we’re always a phone call or face-to-face chat away. Our knowledge of the local market, ability to offer custom loan solutions, and commitment to personal service."
  • Chicago Financial Services, Inc.
  • 1455 W. Hubbard St. Suite 200, Chicago, IL, 60642
  • Chicago Financial Services, Inc. founded in 1990 The company provides residential financial services to individuals and institutional projects it is recognized as one of the premier residential mortgage banks in Chicago and differentiates itself from other mortgage banks because of its boutique size. All aspects of the residential lending process.
  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • Real Estate Resource Home Loans
  • 16530 106th Court, Orland Park, IL, 60467
  • Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
  • Pacific One Mortgage Inc
  • 11312 Distinctive Dr, Orland Park, IL, 60467
  • Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
  • Fraternal Order of Police Federal Credit Union
  • 10110 E 11th Street, Tulsa, OK, 74128
  • Fraternal Order of Police Federal Credit Union was incorporated May 26, 1941 with $15, 000 capital. The operations began in the back pocket of an officer. Things change! One thing that hasn’t is our commitment & dedication to you the member. You are an owner or partner in this not for profit, not for charity, but for service financial institution.
  • Virtual Mortgage Solutions Inc
  • 1269B North Cedar Road, New Lenox, IL, 60451
  • We're Virtual Mortgage Solutions, Inc, and we've been the premier mortgage brokerage company here in New Lenox, IL. We have over 26 years of experience and offer a variety of mortgage options including reverse mortgages, FHA mortgages, VA mortgages and much more. I'd like to personally invite you to call us today for all your mortgage needs!
  • Alltru Credit Union
  • 1232 Wentzville Parkway, Wentzville, MO, 63385
  • Alltru Credit Union is a member-owned, not-for-profit financial cooperative dedicated to helping our members achieve their financial dreams. For over 50 years, Alltru has provided members with a full line of dependable financial products and services such as loans, investment, savings, credit and debit cards, online banking,
  • Cashmere Valley Mortgage
  • 127 Easy Street, Wenatchee, WA, 98801
  • Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.
  • Dowell Federal Credit Union
  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105
  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105
  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
  • Oklahoma Central Credit Union
  • 4956 S Peoria Ave, Tulsa, OK, 74105
  • At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.