USDA Vs. FHA Pro and Con comparison in Mandan, Morton County, ND

In 2026, the USDA loan limit for Mandan, situated in Morton county of ND, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. It helps to ascertain the income, credit reserves, and necessary documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, offering clarity on the best program for your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Mandan, Morton County, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mandan, ND

The mission of Lendersa® is to connect you promptly with the best USDA or FHA loans, avoiding any hassle. Begin with one of three starting options that align with lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching results

Explaining the USDA Loan in ND

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is intended for rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA loan has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mandan Lenders

  • Railway Credit Union
  • 1006 East Main Street, Mandan, ND, 58554
  • Lends in North Dakota
  • Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.

  • lewis & clark development group
  • 200 1st Avenue NW, Suite 100, Mandan, ND, 58554
  • Lends in North Dakota
  • The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses

  • Patriot Funding
  • 2020 3rd Street SE Suite F-4, Mandan, ND, 58554
  • Lends in North Dakota
  • At Patriot Funding, you are more than your credit score. We want to revolutionize your financial outlook.

    Patriot Funding wants to help you change your life by cutting your bills for your high interest rate credit cards in half.

    We also want to make it easier for you to achieve your goals by giving you only one bill to pay.

  • Starion Bank
  • 333 North 4th Street, Bismarck, ND, 58502
  • Lends in North Dakota
  • Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.

  • Capital Credit Union ND
  • 204 W. Thayer Ave, Bismarck, ND, 58501
  • Lends in North Dakota
  • Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.

  • Assure Home Mortgage
  • 1110 College Drive, Suite 207, Bismarck, ND, 58501
  • Lends in North Dakota
  • At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options

  • Bravera
  • 320 N. 4th St., Bismarck, ND, 58501
  • Lends in North Dakota
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.

    From small towns to larger cities,

  • Dakota Community Bank and Trust
  • 1727 State St, Bismarck, ND, 58501
  • Lends in North Dakota
  • Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota.
    The word ""community""​ in Dakota Community Bank & Trust, N.A

  • Rise Property Brokers
  • 1010 E Central Ave, Bismarck, ND, 58501
  • Lends in North Dakota
  • Rise Property Brokers believes in Pursuing Higher Values. Our team is dedicated to finding the right commercial or industrial space for you to lease or buy. We have the knowledge, experience, and skills to help with your needs and wants. Our team goes above and beyond client expectations while maintaining the highest levels of honesty, integrity.