USDA Vs. FHA Pro and Con comparison in Grafton, Walsh County, ND

For 2025, the USDA loan cap in Grafton, Walsh county, ND, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best rates, USDA vs. FHA, and evaluate the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you toward the program in Alabama that best meets your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Grafton, Walsh, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Grafton, ND

Lendersa® aims to quickly connect you with the best USDA or FHA loans without the hassle. Choose from one of three starting points to align with lenders and USDA loan programs.

Lendersa USDA loan applications and results

Explaining USDA Loans in ND

A USDA home loan, guaranteed by the Department of Agriculture and known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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