USDA VS FHA in West-Fargo, Cass County, ND

In 2025, the USDA loan limit for West-Fargo in Cass county, ND, is set at $285,000, while for FHA, the limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Discover the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in determining the ideal program for your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in West-Fargo, Cass County, ND

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in West-Fargo, ND

The Lendersa® objective is to swiftly secure you the best USDA or FHA loans without hassle. Begin by selecting one of three starting points that align you with matched lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Understanding USDA Loans in ND

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it's available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Turn Key Mortgage LLC
  • 207 8th Street, Oregon City, OR, 97045
  • Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.
  • HILL VALLEY FINANCIAL SERVICES INC
  • 18080 S. Shiloh Lane, Oregon City, OR, 97045
  • HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
  • Scouters Mortgage
  • 1913 Main Street, Suite 151, Oregon City, OR, 97045
  • "We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business. Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
  • NorthWest Funding Group, Inc.
  • 802 Officers Row, Suite C, Vancouver, WA, 98661
  • We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.
  • SWBE FCU
  • 625 St Joseph Street, Room B-13, New Orleans, LA, 70165
  • We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
  • Portland Loan Team LLC
  • 1825 North East 50th Avenue, Portland, OR, 97213
  • Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.
  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
  • Port Washington Federal Credit Union
  • 157 Main Street, Port Washington, NY, 11050
  • Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
  • People's Community Federal Credit Union
  • 7403 NE Hazel Dell Avenue, Vancouver, WA, 98665
  • People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
  • Alliance Commercial Credit Group
  • 8002 NE Highway, Suite 503, Vancouver, WA, 98665
  • Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.