USDA Vs. FHA Pro and Con comparison in West-Fargo, Cass County, ND
In 2026, the USDA loan limit for West-Fargo in Cass county, ND, is set at $285,000, while for FHA, the limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Discover the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in determining the ideal program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in West-Fargo, Cass County, ND
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Fargo, ND
The Lendersa® objective is to swiftly secure you the best USDA or FHA loans without hassle. Begin by selecting one of three starting points that align you with matched lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it's available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
"We serve the financial needs of postal employees & their families in North Dakota, South Dakota, & Minnesota.
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Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
801 10th Street South, Suite 100, Fargo, ND, 58103
Lends in North Dakota
F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
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At Aspire Bank, we’re doing something truly unique in an industry that’s not. From day one, we have concentrated on what matters most: our clients.” – Toby Kommer, Aspire Bank owner
After more than 20 years working for financial services companies, in 2014, Toby Kommer—who has a background in mergers and acquisitions
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