In 2025, the USDA loan limit for West-Fargo in Cass county, ND, is set at $285,000, while for FHA, the limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. Discover the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in determining the ideal program for your financial situation in Alabama.
Compare loan offers from a diverse selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The Lendersa® objective is to swiftly secure you the best USDA or FHA loans without hassle. Begin by selecting one of three starting points that align you with matched lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it's available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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