USDA Vs. FHA your options comparison in Grand-Forks, Grand Forks County, ND
In 2025, USDA loan limit in Grand-Forks, county of Grand Forks, ND is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Grand-Forks, county of Grand Forks, ND
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Grand-Forks, ND
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.
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Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
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