USDA Vs. FHA Pro and Con comparison in Valley-City, Barnes County, ND
In the year 2025, the USDA loan limit for Valley-City, located in Barnes, ND, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and to understand the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the right program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Valley-City, County of Barnes, ND
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Valley-City, ND
The aim of Lendersa® is to quickly help you find the best USDA or FHA loan without any hassle. Select one of three options to connect with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture—also called a USDA rural development loan or mortgage—is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
Go West Lending Ltd. is dedicated to financial dignity and inclusion. We equip borrowers and realtors with the financial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to financial independence. This position will provide strategic and operational.
8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.
9800 Mount Pyramid Court, Suite 400, Englewood, CO, 80112
ACL as in the name is a multifamily lender, commercial lender, private placement consultant, construction lender and small balance lender. The company was founded in 1997 and has changed with the times and market over the past 23 years. We evaluate and find solutions for your real estate transactions, not just the easy deals.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.
9635 Maroon Circle, Suite 100, Englewood, CO, 80112
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
384 Inverness Parkway, Suite 200, Englewood, CO, 80112
K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
