USDA Vs. FHA Pro and Con comparison in Fargo, Cass County, ND

For 2026, the USDA loan limit in Fargo, located in the county of Cass, ND, is set at $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Employ the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates. Determine the necessary income, credit level, reserves, and necessary documentation for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in the decision on the best program for your financial scenario in Alabama.

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2026 Loan Limits and Downpayment Requirements in Fargo, Cass County, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Fargo, ND

The intention of Lendersa® is to rapidly find you the best USDA or FHA loan with minimal hassle. Choose one of three starting points to match you with lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Defining the USDA Loan in ND

A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is only for rural areas. Unlike FHA loans, which require a minimum of 3.5% down, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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