USDA Vs. FHA Pro and Con comparison in Horace, Cass County, ND

In 2025, the USDA loan cap in Horace, located in Cass, ND, is $336,500, whereas the FHA cap for a single-family home is $472,030.

The Lendersa® USDA loan calculator helps you compare today's leading USDA versus FHA rates and determines the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision in choosing the optimal plan for your finances in .

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2025 Loan Limits and Downpayment Requirements in Horace, Cass, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Horace, ND

At Lendersa®, our objective is to find you the best USDA or FHA loan promptly and effortlessly. Choose one of three starting paths to connect with matching lenders and USDA programs.

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Understanding USDA Loans in ND

The USDA home loan, backed by the government Department of Agriculture, often referred to as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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