USDA Vs. FHA Pro and Con comparison in Wahpeton, Richland County, ND
For 2025, the USDA loan cap in Wahpeton, located in the county of Richland, ND, is $336,500. In comparison, the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to examine today's leading USDA versus FHA rates. This tool helps evaluate the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator aligns USDA, FHA, Conforming, and VA programs side by side, facilitating the selection of the best option tailored to your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Wahpeton, County of Richland, ND
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Wahpeton, ND
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loans without trouble. Choose one of three starting points to match with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed option provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, applicable only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
384 Inverness Parkway, Suite 200, Englewood, CO, 80112
K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
9034 East Easter Place, Suite 103, Centennial, CO, 80112
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.
9200 E Mineral Ave, Suite 100, Centennial, CO, 80112
REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The
Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn
Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
