USDA Vs. FHA Pro and Con comparison in Jamestown, Stutsman County, ND

In the year 2025, the USDA loan ceiling for Jamestown, located in Stutsman County, ND, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Discover the required income, credit reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision-making for the most suitable program based on your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Jamestown, County of Stutsman, ND

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Jamestown, ND

Lendersa® is committed to quickly securing the best USDA or FHA loans without hassle. Choose one of three initial steps to engage with suitable lenders and USDA loan programs.

Lendersa USDA loan applications and matched outcomes

Understanding USDA Loans in ND

A USDA home loan, supported by the Department of Agriculture—also called a USDA rural development loan or mortgage—is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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