USDA Vs. FHA Pro and Con comparison in Lincoln, Burleigh County, ND

In 2025, the USDA loan limit for Lincoln in Burleigh county, ND, is $336,500. In contrast, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. Discover the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA plans side by side, helping you choose the most suitable option for your financial circumstances in Alabama.

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2025 Loan Limits and Downpayment Requirements in Lincoln, Burleigh, ND

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lincoln, ND

Lendersa® is committed to helping you secure the best USDA or FHA loan swiftly and without hassle. Choose one of three starting paths that lead to matching lenders and viable USDA loan programs.

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What is a USDA Loan in ND?

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is specifically accessible in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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