USDA Vs. FHA your options comparison in Alliance, Box Butte County, NE

For 2025, the USDA loan limit in Alliance, located in Box Butte county, NE, is determined to be $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program in is best suited for your financial circumstances.

Compare loan offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Alliance, County of Box Butte, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Alliance, NE

The goal of Lendersa® is to quickly and effortlessly provide you with the best possible USDA or FHA loan. Choose one of the three launching points that connect you with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NE?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan. Available primarily in rural areas, this loan differs from FHA loans, which require a minimum 3.5% down payment, by not requiring any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Source Inc
  • 414 East Lewis St, Laramie, WY, 82072
  • The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.
  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
  • TST Financial LLC
  • 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
  • At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Excel Financial Group, LLC
  • 123 N College Ave, Suite 230, Fort Collins, CO, 80524
  • Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
  • Service First Financial LLC
  • 3098 Majestic View Drive, Timnath, CO, 80547
  • At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • ACPE Federal Credit Union
  • 2835 Grand Avenue, Laramie, WY, 82070
  • ACPE Federal Credit Union has been in the community for almost 54 years and we are still going strong. We have recently expanded our building to better serve our members. We have a friendly staff waiting to help you with any financial needs you may have. Call or stop in today!Credit Union has been in the community for almost 54 years
  • UniWyo Credit Union
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives. UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.