For 2025, the USDA loan limit in Alliance, located in Box Butte county, NE, is determined to be $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly and effortlessly provide you with the best possible USDA or FHA loan. Choose one of the three launching points that connect you with lenders and access USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan. Available primarily in rural areas, this loan differs from FHA loans, which require a minimum 3.5% down payment, by not requiring any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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