USDA Loan Vs. FHA loan for Chadron, NE 2026

In 2026, the USDA loan limit in Chadron, county of Dawes, NE, is $336,500. For single-family homes, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in suits your financial needs best.

USDA and FHA Loan Options in Chadron, NE

The goal of Lendersa® is to provide you with optimal USDA or FHA loan options swiftly and without hassle. Select one of three pathways that connect you with matching lenders and USDA loan programs.

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What is a USDA Loan in NE?

A USDA home loan, backed by the Department of Agriculture and commonly referred to as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.

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Chadron Lenders
(308) 432-2588 Lender's profile and map Chadron Federal Credit Union 126 East 3rd Street, Chadron, NE, 69337 Lends in Nebraska The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
(308) 487-5578 Lender's profile and map Hemingford Co-Operative Federal Credit Union 801 Box Butte Avenue, Hemingford, NE, 69348 Lends in Nebraska On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions. The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings
(308) 762-1871 Lender's profile and map Consumers Cooperative Federal Credit Union 217 Toluca Avenue, Alliance, NE, 69301 Lends in Nebraska Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
(308) 632-7004 Lender's profile and map Platte Vallley Bank 1212 Circle Drive, Scottsbluff, NE, 69363 Lends in Nebraska At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
(308) 772-3234 Lender's profile and map Nebraska State Bank 218 Main Street, Oshkosh, NE, 69154 Lends in Nebraska In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.