USDA Vs. FHA Pro and Con comparison in Chadron, Dawes County, NE

In 2025, the USDA loan limit in Chadron, county of Dawes, NE, is $336,500. For single-family homes, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA loans, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Chadron, County of Dawes, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Chadron, NE

The goal of Lendersa® is to provide you with optimal USDA or FHA loan options swiftly and without hassle. Select one of three pathways that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NE?

A USDA home loan, backed by the Department of Agriculture and commonly referred to as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
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