USDA Vs. FHA Pro and Con comparison in Scottsbluff, Scotts Bluff County, NE
As of 2025, the USDA loan limit in Scottsbluff, county of Scotts Bluff, NE, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program in best suits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Scottsbluff, County of Scotts Bluff, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Scottsbluff, NE
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Choose one of three paths to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture. It is available exclusively in rural areas and requires no down payment, unlike FHA loans, which need a minimum of 3.5% down.
"Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
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As a brokerage, we are able to secure the financing that will often "beat the bank" and with a much more personal and streamline process. We are proud to be your loyal partner in home financing. The best thing I can do in life is to make other people happy in anyway possible. Loyalty Home Loans Established in 2015.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
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