USDA Loan Vs. FHA loan for Omaha, NE 2026

In 2026, the USDA loan limit in Omaha, county of Douglas, NE, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to assess today's leading rates between USDA and FHA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the optimal program for your financial situation in .

USDA and FHA Loan Options in Omaha, NE

Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and without hassle. Choose one of three options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in NE

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

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Omaha Lenders
(402) 342-3773 Lender's profile and map Omaha 100 Inc 2401 Lake Street, Omaha, NE, 68111 Lends in Nebraska Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
(402) 571-8444 Lender's profile and map Heartland Area Federal Credit Union 6111 N 72 Street, Omaha, NE, 68134 Lends in Nebraska Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(402) 492-9100 Lender's profile and map First Nebraska Credit Union 10655 Bedford Avenue, Omaha, NE, 68134 Lends in Nebraska First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
(402) 342-8510 Lender's profile and map Roberts Dairy Employees Federal Credit Union 2901 Cuming Street, Omaha, NE, 68131 Lends in Nebraska The credit union was established in 1937 & has since been located in the Roberts Dairy location in Omaha. We have been serving Roberts Dairy Employees & their families for over 80 years now. The credit union is one of the few smaller credit union’s left & we pride ourselves on our customer service & the relationships we build with each of our membe
(402) 341-2121 Lender's profile and map Creighton Federal Credit Union 2575 Dodge Street, Omaha, NE, 68131 Lends in Nebraska Creighton Federal Credit Union is a federally chartered credit union governed by the National Credit Union Administration (NCUA). It is a non-profit financial institution owned by its members. Creighton Federal has been providing full-service, retail banking to its member-owners since 1952.
(402) 271-7285 Lender's profile and map Woodmen Federal Credit Union 1700 Farnam Street, Suite 1000, Omaha, NE, 68102 Lends in Nebraska Woodmen Federal Credit Union has been open since 1934. The credit union has assets totaling $10.66 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(531) 226-3177 Lender's profile and map Omaha Public Power District Employees Federal Credit Union 444 S 16th Street, Omaha, NE, 68102 Lends in Nebraska The Omaha Public Power District Employees Federal Credit Union (OPPD EFCU) was established in 1938 as a nonprofit financial cooperative for the employees of the Omaha Public Power District and their families. We are member owned and operated under the direction of an elected volunteer board made up of OPPD employees.
(402) 938-6800 Lender's profile and map Gallup Federal Credit Union 1001 Gallup Drive, Omaha, NE, 68102 Lends in Nebraska Gallup Federal Credit Union has been open since 1979. The credit union has assets totaling $21.6 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(402) 915-2045 Lender's profile and map LeverageRx 808 Conagra Drive, Omaha, NE, 68102 Lends in Nebraska LeverageRx is a digital lending and insurance marketplace exclusively for doctors. We make it incredibly simple to compare rates on physician mortgage loans, physician disability insurance, student loan ReFinancing, and other financial services for medical professionals. Make smart, swift financial decisions with LeverageRx.