USDA and FHA Pro and Con in La-Vista, Sarpy County, NE

In 2025, the USDA loan limit for La-Vista in Sarpy county of NE is $285,000, whereas for a single-family home, the FHA limit stands at $356,362.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying the necessary income, credit score, reserves, and documents to qualify. Our refined mortgage calculator shows USDA, FHA, Conforming, and VA side by side, guiding you to choose the best program for your finances in .

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2025 Loan Limits and Down Payment Details in La-Vista, Sarpy, NE

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in La-Vista, NE

Lendersa® is dedicated to swiftly securing you the best USDA or FHA loan without unnecessary stress. Choose from three pathways to match with suitable lenders and USDA loan options.

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Understanding USDA Loans in NE

A USDA home loan, ensured by the Department of Agriculture, also called a USDA rural development loan, is available solely in rural zones. In contrast to FHA loans demanding a minimum 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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