In 2026, the USDA loan limit for Ralston in Douglas, NE, is $336,500. For single-family homes, the FHA limit is $472,030.
Explore today's best USDA vs. FHA rates using the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you to the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly provide you with optimal USDA or FHA loan options without hassle. Choose one of three paths to connect with appropriate lenders and USDA programs.
A USDA home loan, supported by the Department of Agriculture and often known as a USDA rural development loan, is accessible only in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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