USDA Vs. FHA Pro and Con comparison in Falls-City, Richardson County, NE

In the year 2025, the USDA loan limit in Falls-City, within Richardson county, NE, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Falls-City, Richardson County, NE

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Falls-City, NE

Lendersa® aims to provide you the optimal USDA or FHA loan quickly and with ease. Start with one of three choices that link you to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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