In the year 2026, the USDA loan limit in Falls-City, within Richardson county, NE, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you the optimal USDA or FHA loan quickly and with ease. Start with one of three choices that link you to suitable lenders and USDA loan options.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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