USDA Vs. FHA Pro and Con comparison in Bellevue, Sarpy County, NE

In 2025, the USDA loan limit for Bellevue, in the county of Sarpy, NE, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Bellevue, County of Sarpy, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bellevue, NE

Lendersa® is committed to securing you the best USDA or FHA loan quickly and without hassles. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in NE

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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