USDA and FHA Pro and Con in Bellevue, Sarpy County, NE

In 2026, the USDA loan limit for Bellevue, in the county of Sarpy, NE, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Bellevue, County of Sarpy, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bellevue, NE

Lendersa® is committed to securing you the best USDA or FHA loan quickly and without hassles. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bellevue Lenders

  • Dynamic Mortgage Concepts, Inc.
  • 2516 Platte River Dr, Bellevue, NE, 68123
  • Lends in Nebraska
  • Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.

  • Q Financial Services
  • 2003 Lloyd Street, Bellevue, NE, 68005
  • Lends in Nebraska
  •                                                  Small Balance commercial financing. 50K to 3MM, non bankable lender. 

                      WHEN THE BANKS SAY NO, WE SAY YES    

  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Lends in Nebraska
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!

  • Cobalt Credit Union
  • 7148 Towne Center Parkway, Papillion, NE, 68046
  • Lends in Nebraska
  • Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.

  • Family Focus Federal Credit Union
  • 7310 N Plaza, Omaha, NE, 68127
  • Lends in Nebraska
  • Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their

    We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.

  • Electrical Workers #22 Federal Credit Union
  • 8960 L Street, Suite 102, Omaha, NE, 68127
  • Lends in Nebraska
  • Electrical Workers #22 Federal Credit Union has been open since 1956. The credit union has assets totaling $13.27 Million and provides banking services to more than 2, 000 members.

    The credit union is a fraternal credit union. Membership is also open to immediate family of current members.

  • Rotella Mortgage Inc
  • 7581 Main Street, Omaha, NE, 68127
  • Lends in Nebraska
  • Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.

  • Liquid Lending Solutions
  • 4611 S 96th St, Suite 175, Omaha, NE, 68127
  • Lends in Nebraska
  • As real estate investors ourselves we understand how frustrating it can be trying to raise funds in short notice. With years of experience and hundreds of completed transactions, we know what it takes to get deals closed. The entire team at Liquid Lending Solutions is dedicated to the success of our investor clients.