USDA Vs. FHA your options comparison in Plattsmouth, Cass County, NE
As of 2026, the USDA loan limit in Plattsmouth, in the county of Cass, NE, is $336,500. For a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and figure out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Plattsmouth, County of Cass, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Plattsmouth, NE
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three options to connect with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, often called a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
Corn Growers State Bank has increased in assets many times over since 1950 and takes pride in the fact that it is a vital part of the Murdock community and wishes to thank all of its past, present and future customers for the business they have done with the bank. Your support is greatly appreciated
Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their
We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.
Electrical Workers #22 Federal Credit Union has been open since 1956. The credit union has assets totaling $13.27 Million and provides banking services to more than 2, 000 members.
The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.
