USDA Vs. FHA your options comparison in Plattsmouth, Cass County, NE

As of 2025, the USDA loan limit in Plattsmouth, in the county of Cass, NE, is $336,500. For a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and figure out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Plattsmouth, County of Cass, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Plattsmouth, NE

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan is guaranteed by the Department of Agriculture, often called a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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