USDA Vs. FHA your options comparison in Nebraska-City, Otoe County, NE

As of 2025, the USDA loan limit in Nebraska-City, within Otoe county in NE, is $285,000. Meanwhile, for single-family homes, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to assess today's top rates for USDA and FHA loans, and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best program for your situation in .

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2025 Loan Limits and Downpayment Requirements in Nebraska-City, County of Otoe, NE

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Nebraska-City, NE

The goal of Lendersa® is to quickly provide you with the best USDA or FHA loan without any hassle. Choose one of three initial paths to find matching lenders and appropriate USDA loan programs.

Lendersa USDA loan consultations and matches

What is a USDA Loan in NE?

A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan, available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PremierOne Credit Union
  • 6640 Via Del Oro, San Jose, CA, 95119
  • At PremierOne Credit Union, we believe you should have complete peace of mind when it comes to your finances: a variety of financial products, convenience, financial security, and personalized service. PremierOne Credit Union is a not-for-profit financial cooperative serving those who live, worship, work or go to school in Santa Clara County.
  • Butler Home Loan - David Butler
  • 151 Bernal Rd, Suite 2B, San Jose, CA, 95119
  • David Butler's company is not a bank. David don't work for the bank- David work for you. Because of that, David's highest priority is making sure we provide you with the best of what we have to offer both in pricing and service. David have been a mortgage loan originator in the bay area for over 25 years.
  • Community West Mortgage
  • 6980 Santa Teresa Blvd, Suite 160, San Jose, CA, 95119
  • Community West Mortgage There are many advantages to having Community West Mortgage find you the right loan. The most important being that, for us, it's about people. You are a part of our community and we want nothing more than to help our community thrive. and also Community West Mortgage offers the following types of loans: VA, FHA, Convention
  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program. Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
  • Connection Credit Union
  • 10200 Silverdale Way NW, Silverdale, WA, 98383
  • Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
  • RateKing
  • 39830 San Moreno Ct, Fremont, CA, 94539
  • We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
  • Calloan123
  • 39500 Stevenson Place, Suite 109, Fremont, CA, 94539
  • "Owning a home is everyone's dream and an indicator of one's achievement and stability. Despite the high prices of homes in the Bay Area, the housing market continues to grow. Not only does a home provided tax shelter but it's also a terrific investment vehicle I can help you to secure the right loan for your individual situation"
  • Abacus Financial Services
  • 939 Corporate Way, Fremont, CA, 94539
  • Abacus Financial Services full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates.
  • Home Advantage Corporation
  • 702 Brown Road, Suite 200, Fremont, CA, 94539
  • Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
  • Axel Real Estate and Home Loans Inc.
  • 2265 Ocaso Camino, Fremont, CA, 94539
  • Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .