For 2025, the USDA loan limit in Offutt-AFB, Sarpy county, NE is defined as $285,000, whereas the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare the prevailing USDA versus FHA rates. This tool will guide you in understanding the income levels, credit score, reserves, and necessary documentation to qualify. By using our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side. This setup enables you to pinpoint the most appropriate program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to promptly securing you the most favorable USDA or FHA loan without unnecessary hassle. Choose from three starting points that pair you with suitable lenders and USDA loan offerings.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans that require a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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