For 2026, the USDA loan limit in Offutt-AFB, Sarpy county, NE is defined as $285,000, whereas the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare the prevailing USDA versus FHA rates. This tool will guide you in understanding the income levels, credit score, reserves, and necessary documentation to qualify. By using our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side. This setup enables you to pinpoint the most appropriate program in tailored to your financial situation.
2026 Loan Limits and Downpayment Requirements in Offutt-AFB, Sarpy County, NE
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Offutt-AFB, NE
Lendersa® is committed to promptly securing you the most favorable USDA or FHA loan without unnecessary hassle. Choose from three starting points that pair you with suitable lenders and USDA loan offerings.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans that require a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
We provide payment technology for over 1, 300 higher education institutions and 11, 500 K-12 schools. We deliver world-class fiber internet, TV, and phone services to residents of Nebraska and Colorado. We help borrowers achieve their educational goals with private student loan and refinance solutions.
U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products.
Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,
