For 2026 in Alexandria, located in the county of Hunterdon, NJ, the USDA loan limit is set at $776,600, whereas the FHA limit for single-family homes is $1,089,300.
The Lendersa® USDA loan calculator is designed to let you compare the most favorable rates available today for USDA and FHA loans. By using this tool, assess the income, credit standing, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best one for your financial situation in
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| Type of Loan | Loan Cap | Down Payment Requirement | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
The objective of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and without inconvenience. Begin with one of three steps to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan, secured through the Department of Agriculture. Often referred to as a USDA rural development loan, it's available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans involve no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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