In 2026, the USDA loan limit for Kingwood, situated in Hunterdon county, NJ, is $776,600. Meanwhile, the FHA cap for a single-family residence is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Discover the income, credit standing, reserves, and essential documents needed for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to connect you with the best USDA or FHA loans quickly without hassle. Choose from three entry points to match with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and commonly referred to as a USDA rural development loan or mortgage, is available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a unique no-down-payment advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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