In 2025, the USDA loan limit for Kingwood, situated in Hunterdon county, NJ, is $776,600. Meanwhile, the FHA cap for a single-family residence is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Discover the income, credit standing, reserves, and essential documents needed for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Kingwood, Hunterdon, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Kingwood, NJ
The mission of Lendersa® is to connect you with the best USDA or FHA loans quickly without hassle. Choose from three entry points to match with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and commonly referred to as a USDA rural development loan or mortgage, is available solely in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a unique no-down-payment advantage.
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We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.
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