USDA and FHA Pro and Con in Flemington, Hunterdon County, NJ

In 2025, the USDA loan limit for Flemington in Hunterdon, NJ stands at $776,600, while the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Flemington, Hunterdon, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Flemington, NJ

The mission of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Choose from three options to engage with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Valley Mortgage Investments, Inc.
  • 5100 California Avenue, Bakersfield, CA, 93309
  • "Valley Mortgage Investments (VMI) was formed in 2009 as a privately held firm focusing on funding and servicing private money loans secured by real estate. We work with a multitude of investors in placing their funds in privately held real estate loans (Trust Deeds). Since our inception, we have funded hundreds of loans."
  • PierPoint Mortgage Portland, OR
  • 3300 NW 185th Ave, Portland, OR, 97229
  • PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
  • Sunset Science Park Federal Credit Union
  • 1100 NW Murray Road, Suite 200, Portland, OR, 97229
  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
  • Mortgage Advocates Inc
  • 12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229
  • Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
  • Trinity Capital Funding LLC
  • 830 NW 118th Ave., Portland, OR, 97229
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MORTGAGE EXPERTS, INC
  • 15188 NW Central Dr, Suite 217, Portland, OR, 97229
  • At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
  • United Local Credit Union
  • 3650 E Ashlan Ave, Fresno, CA, 93726
  • United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
  • First California Federal CU
  • 2525 East Shields Avenue, Fresno, CA, 93726
  • First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
  • Financial Services Unlimited, Inc.
  • 11950 SW 2nd Street, Beaverton, OR, 97005
  • Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.