USDA and FHA Pro and Con in Delaware, Hunterdon County, NJ
In 2025, the USDA loan limit for Delaware, in the county of Hunterdon, NJ, stands at $776,600. Meanwhile, for a single-family home, the FHA limit is $1,089,300.
Use Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans today and establish the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Delaware, Hunterdon, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Delaware, NJ
The goal of Lendersa® is to secure the most suitable USDA or FHA loan swiftly and without hassle. Start with any of the three provided options that connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. In contrast to FHA loans, which require a minimum of a 3.5% down payment, USDA loans do not require any down payment.
Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
At WCL Mortgage. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer. also we offer Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona. WCL Mortgage has redefined the mortgage process with you in mind.
8700 East Pinnacle Peak Road, Suite 224, Scottsdale, AZ, 85255
At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. we want to ensure you make the best choice for you and your family.
"Acrobat Financial Group is based in Scottsdale and helps Arizona seniors improve the quality of their lives by providing safe, secure reverse mortgages that can play a positive role in maximizing their retirement assets.
For more than 10 years, Acrobat Financial’s mission has been to help seniors achieve financial security"
23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
"At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service.
With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"
17470 N Pacesetter Way, Suite 124, Scottsdale, AZ, 85255
Blake Mortgage embraces the core values set forth by the company’s founder, Harry Blake Panosian, and approaches every client and transaction with high standards of professionalism, loyalty, and integrity. We work diligently with our clients and value constant communication with the client as well as their realtor.
8700 E Vista Bonita Dr, Suite 260, Scottsdale, AZ, 85255
"Crest Mortgage, Inc. NMLS 1712689 Residential Mortgage Lending, First Time Home Buyers, Reverse Mortgages, Conventional Loans, Jumbo Loans, ARM, Fixed Rate, 40 Year Mortgage, VA, FHA
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them"