USDA Vs. FHA your options comparison in Deptford, Gloucester County, NJ
For the year 2025, in Deptford, within the county of Gloucester, NJ, the USDA loan ceiling is set at $381,800. In contrast, the FHA loan limit for a single-family home is $529,000.
The Lendersa® USDA loan calculator allows you to assess today's top USDA and FHA rates and determine the required income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA options to aid you in picking the suitable plan for your financial condition in .
Details of 2025 Loan Limits and Down Payment Necessities in Deptford, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Deptford, NJ
The ambition of Lendersa® is to swiftly secure you the optimal USDA or FHA loan, eliminating any hassle. Initiate with one of three approaches to find matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, widely known as a USDA rural development loan or mortgage, restricted to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.
SCA Federal Credit Union, formerly known as Shenango China Area FCU, was established in 1935. We currently have 2450 members. We have one office located at 2656 Ellwood Road, Suite 1, New Castle, PA 16101. SCA Federal Credit Union has a dedicated Board of Directors consisting of volunteers elected by the members.
New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
GNC Community FCU is a strong financial institution with assets of over $ 70, 000, 000 and in many aspects has exceeded the financial norms of and to become a very strong organization. We rank high within our peers in many areas. GNC is a member of the Shenango Valley Chapter of Credit Unions which incorporates over 10 credit unions.
First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
It has been a pleasure to serve our members for over 50 years! Since 1951, we have grown not only in membership, but also in services, enabling usto be your primary financial institution. Family 1st is a financial cooperative owned and operated by its members, that will assist the members to meet their financial needs.
Good Neighbors Credit Union embraces its responsibility to serve a diverse membership – from underserved individuals looking to build a financial foundation to those with stronger means seeking a high-quality, accessible, stress-free banking alternative. We expertly deliver a range of products, services, tools,
RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936. River Works Credit Union’s primary objective is to function as an independent, full service Credit Union dedicated to offering competitive and affordable products to its members in a highly personalized manner.
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
