For the year 2025, in Deptford, within the county of Gloucester, NJ, the USDA loan ceiling is set at $381,800. In contrast, the FHA loan limit for a single-family home is $529,000.
The Lendersa® USDA loan calculator allows you to assess today's top USDA and FHA rates and determine the required income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA options to aid you in picking the suitable plan for your financial condition in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $381,800 | 0% | |
| FHA | $529,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The ambition of Lendersa® is to swiftly secure you the optimal USDA or FHA loan, eliminating any hassle. Initiate with one of three approaches to find matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, widely known as a USDA rural development loan or mortgage, restricted to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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