USDA Vs. FHA Pro and Con comparison in Deptford, Gloucester County, NJ
For the year 2025, in Deptford, within the county of Gloucester, NJ, the USDA loan ceiling is set at $381,800. In contrast, the FHA loan limit for a single-family home is $529,000.
The Lendersa® USDA loan calculator allows you to assess today's top USDA and FHA rates and determine the required income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA options to aid you in picking the suitable plan for your financial condition in .
Details of 2025 Loan Limits and Down Payment Necessities in Deptford, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Deptford, NJ
The ambition of Lendersa® is to swiftly secure you the optimal USDA or FHA loan, eliminating any hassle. Initiate with one of three approaches to find matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, widely known as a USDA rural development loan or mortgage, restricted to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.
11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
At Landstone, we understand that financing is more than just a loan. It’s the foundation of your future and stepping stone to further growth. We’re a team built on a foundation of utmost integrity, unmatched resourcefulness, and unwavering dedication. We harness our every resource and vast network to get every deal done.
NYC Hard Money Lender is a direct mortgage lender providing bridge loans (bridge loan financing) for an array of commercial real estate needs. NYC Hard Money Lender has originated many bridge loans. We have closed loans in 7 business days! We are a bridge loan lenders, short-term mortgage specialists.
Hard Money New York is a direct mortgage lender providing bridge loans (bridge loan financing) for an array of commercial real estate needs. Hard Money New York has originated many bridge loans. We have closed loans in 7 business days! We are a bridge loan lenders, short-term mortgage specialists
Bridge Loans New York is a direct mortgage lender. We provide bridge loan funding for a wide array of commercial and personal real estate requirements. Bridge Loans New York is an authority and the source for many short and long-term loan transactions throughout New York city, state and the broader Tri-State area.
Hard Money Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. We lend strictly on commercial property that is being utilized as an investment by the borrower.
We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
Baltimore County Employees Federal Credit Union is a full-service financial institution offering a range of outstanding lending, savings, and online financial services to its members throughout the Baltimore metro area. As a non-profit cooperative, we value our members and work diligently to help them achieve their financial goals.
St. Joseph Medical Center MD FCU is a member owned credit union whose purpose is to provide quality service through our “People Helping People” philosophy. We continuously strive to offer personalized services while maintaining financial strength and stability. credit union is managed by a volunteer board of directors and various committee members.
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
201 International Circle, Suite 230, Hunt Valley, MD, 21030
We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
