USDA Vs. FHA Pro and Con comparison in Mantua, Gloucester County, NJ
For 2025, the USDA loan limit in Mantua, located in Gloucester, NJ, is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA limit for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans and determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help decide which program in aligns best with your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Mantua, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mantua, NJ
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and without hassle. Start with one of three options that connect you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Our mission since opening in 2005 has always been to connect our customers with the optimal home loan and help create a smooth path to homeownership. We deliver those loans everyday with a personalized experience that meets the unique needs of each borrower and their financial goals.
1111 Pemberton Hill Road, Suite 101, Apex, NC, 27502
We have a team of mortgage experts who are ready to help you navigate this important financial commitment. We have closed over 28, 000 mortgage loans for North Carolina homeowners and Lowest rates & closing costs in the Triangle and throughout NC. Jodie Disbro Mortgage Broker with a demonstrated history of working in the real estate industry.
GoPrime Mortgage, Inc. is an award-winning, veteran-owned and operated mortgage company with a simple goal: to provide our clients with a path to homeownership and make a positive impact in our community. We make sure the path to homeownership is guided by someone who knows the way
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
MISSION
Help consumers get access to the best mortgage, with transparency and professionalism
VISION
Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
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Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."
