USDA Vs. FHA Pro and Con comparison in Mantua, Gloucester County, NJ
For 2025, the USDA loan limit in Mantua, located in Gloucester, NJ, is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA limit for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans and determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help decide which program in aligns best with your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Mantua, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mantua, NJ
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and without hassle. Start with one of three options that connect you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Cajun Loan is a locally owned and operated company that has been providing prompt and friendly service to the community of Acadiana. We provide auto, title, vacation, home improvement, furniture and back to school loans. We provide same-day approval. We are your most trusted company when it comes to cash loans.
Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
Bank of the Valley offers a full range of personal, agricultural, and business banking services. As a community bank, we have a personal interest in the people and communities in which we live and work. Flexible, responsive, personal – these words may not often be heard about a bank, but they are the guiding principles of our business.
