USDA Vs. FHA your options comparison in Englewood-Cliffs, Bergen County, NJ
As of 2025, in Englewood-Cliffs, within Bergen, NJ, the USDA loan cap is $0, while the FHA limit for single-family homes stands at $822,375.
The Lendersa® USDA loan calculator is perfect for evaluating today's premier USDA and FHA interest rates, helping you determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Englewood-Cliffs, Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Diverse USDA and FHA Loan Options in Englewood-Cliffs, NJ
Lendersa®'s objective is to help you quickly and effortlessly secure an optimal USDA or FHA loan. Begin by choosing one of three ways to connect with lenders and examine various USDA loan programs.
The USDA home loan is a government-backed option by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans needing at least a 3.5% down payment, the USDA mortgage requires none at all, making it a highly attractive choice.
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
Horizon Credit Union We are not a bank; we're a community-based, member owned credit union. Our goal everyday is to provide our members a better way to bank. At Horizon Credit Union you’ll find our checking and savings accounts offer benefits most traditional banks just can't, like competitive interest rates.
240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as
As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.
722 West Shepard Lane, Suite 104, Farmington, UT, 84025
At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2100 Pleasant Grove Blvd, Suite 160, Pleasant Grove, UT, 84062
Our Mission is to Prioritize Education and Transparency for not only consumers, but also for employees and Realtors. We believe that providing the Best Rates, Best Service, and the Best Home Loan will result in Happy Clients for life who refer their friends and family! We are mortgage brokers, and we work for you – not the bank.
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
