USDA Vs. FHA your options comparison in Englewood-Cliffs, Bergen County, NJ
As of 2025, in Englewood-Cliffs, within Bergen, NJ, the USDA loan cap is $0, while the FHA limit for single-family homes stands at $822,375.
The Lendersa® USDA loan calculator is perfect for evaluating today's premier USDA and FHA interest rates, helping you determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Englewood-Cliffs, Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Diverse USDA and FHA Loan Options in Englewood-Cliffs, NJ
Lendersa®'s objective is to help you quickly and effortlessly secure an optimal USDA or FHA loan. Begin by choosing one of three ways to connect with lenders and examine various USDA loan programs.
The USDA home loan is a government-backed option by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans needing at least a 3.5% down payment, the USDA mortgage requires none at all, making it a highly attractive choice.
For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your
Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
The Friendship State Bank is a thriving community bank in southeastern Indiana. We would love to answer your banking, insurance and investing-related questions, and help you better understand "how it all works." By the way, we're Members FDIC & EHL. Start the Friendship with your locally-owned community bank in Friendship
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
