USDA and FHA Pro and Con in Englewood-Cliffs, Bergen County, NJ
As of 2025, in Englewood-Cliffs, within Bergen, NJ, the USDA loan cap is $0, while the FHA limit for single-family homes stands at $822,375.
The Lendersa® USDA loan calculator is perfect for evaluating today's premier USDA and FHA interest rates, helping you determine the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Englewood-Cliffs, Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Diverse USDA and FHA Loan Options in Englewood-Cliffs, NJ
Lendersa®'s objective is to help you quickly and effortlessly secure an optimal USDA or FHA loan. Begin by choosing one of three ways to connect with lenders and examine various USDA loan programs.
The USDA home loan is a government-backed option by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, tailored for rural areas. Unlike FHA loans needing at least a 3.5% down payment, the USDA mortgage requires none at all, making it a highly attractive choice.
New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home.
We combine old fashioned values with current technology to give you the service you deserve"
The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Minot Area Schools Federal Credit Union is a member owned and controlled financial organization which promotes financial responsibility, membership involvement, dedicated to service and education for our members while maintaining the credit union’s long-term financial stability..
Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.
First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
