USDA VS FHA in Haddonfield, Camden County, NJ

For 2025, the USDA loan limit in Haddonfield, county of Camden, NJ is $381,800. Conversely, for a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today, and ascertain the necessary income, credit score, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which program in fits your financial needs perfectly.

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2025 Loan Limits and Downpayment Requirements in Haddonfield, county of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Haddonfield, NJ

The primary goal of Lendersa® is to efficiently secure the best USDA or FHA loan without any hassle. Choose from one of three initial options that align you with matching lenders and ideal USDA loan programs.

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What is a USDA Loan in NJ?

The USDA home loan is a mortgage insured by the Department of Agriculture, also known as the USDA rural development loan. It is only available in rural areas, unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Mueller Dan
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  • "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
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