USDA VS FHA in Haddonfield, Camden County, NJ

For 2026, the USDA loan limit in Haddonfield, county of Camden, NJ is $381,800. Conversely, for a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today, and ascertain the necessary income, credit score, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which program in fits your financial needs perfectly.

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2026 Loan Limits and Downpayment Requirements in Haddonfield, county of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Haddonfield, NJ

The primary goal of Lendersa® is to efficiently secure the best USDA or FHA loan without any hassle. Choose from one of three initial options that align you with matching lenders and ideal USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in NJ?

The USDA home loan is a mortgage insured by the Department of Agriculture, also known as the USDA rural development loan. It is only available in rural areas, unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Haddonfield Lenders

  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.

  • Bluestone Commercial Capital LLC
  • 41 Grove St, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Lends in New Jersey
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • Lends in New Jersey
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."

  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • Lends in New Jersey
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
    Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."

  • AdvancePoint Capital
  • 51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
  • Lends in New Jersey
  • AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.

  • 1st Colonial Community Bank Headquarters
  • 210 Lake Dr E, Suite 300, Cherry Hill, NJ, 08002
  • Lends in New Jersey
  • "1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.

    As a community bank, we place relationships and customer service at the center of all that we do."

  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Lends in New Jersey
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.

    Our mission is to serve our customers with honesty, integrity and competence.

  • NationMac Mortgage
  • 1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
  • Lends in New Jersey
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.