USDA VS FHA in Haddonfield, Camden County, NJ

For 2026, the USDA loan limit in Haddonfield, county of Camden, NJ is $381,800. Conversely, for a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today, and ascertain the necessary income, credit score, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which program in fits your financial needs perfectly.

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2026 Loan Limits and Downpayment Requirements in Haddonfield, county of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Haddonfield, NJ

The primary goal of Lendersa® is to efficiently secure the best USDA or FHA loan without any hassle. Choose from one of three initial options that align you with matching lenders and ideal USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in NJ?

The USDA home loan is a mortgage insured by the Department of Agriculture, also known as the USDA rural development loan. It is only available in rural areas, unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.

  • East Coast Mortgage Lending
  • 10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
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  • Admiral Home Mortgage
  • 7300 Carmel Executive Park Dr, Suite 320, Charlotte, NC, 28226
  • Admiral Home Mortgage, we strive for nothing less than 100% customer satisfaction and will go above and beyond the call of duty to achieve that. Our service and attention to detail stands alone. Admiral Home Mortgage’s loan process is quick and easy. We will always provide more than one option for our clients.

  • LemonBrew
  • 8008 Corporate Center Dr, Suite 206, Charlotte, NC, 28226
  • LemonBrew Technologies is an innovative, full-service platform consisting of four verticals (LemonBrew Real Estate, LemonBrew Lending, LemonBrew Abstract, and LemonBrew Insurance) that streamlines the real estate process from start to finish.LemonBrew is an end-to-end digital solution that connects home buyers.

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  • Maine Highlands Federal Credit Union
  • 73 Main Street, Dexter, ME, 04930
  • Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.

  • Dante Rosa Home Loans LLC
  • 8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
  • For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.

  • Sound Home Mortgage Inc
  • 6441 Thorneycroft Drive, Shelby Township, MI, 48316
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  • Capital Lending, Inc.
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  • PARISH FCU
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  • The Credit Union was started in 1938 as the St. Agnes Federal Credit Union. When St. John the Baptist was added our name changed to St. Agnes-St. John Toledo Federal Credit Union.

    In 2001 the credit union merged with St. Mary’s-St. Thomas Credit Union and changed its name to Parish Federal Credit Union