USDA and FHA Pro and Con in Mullica, Atlantic County, NJ
In 2025, the USDA loan limit for Mullica, situated in the county of Atlantic, NJ, is set at $336,500. The FHA limit, by contrast, for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to discover the leading USDA and FHA rates available today. This calculator helps assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to determine which program in best aligns with your financial requirements.
Review 2025 Loan Limits and Downpayment Requirements in Mullica, County of Atlantic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mullica, NJ
The aim of Lendersa® is to connect you with the ideal USDA or FHA loan quickly and smoothly. Choose from one of three starting pathways that lead you to matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, presenting an advantageous opportunity for eligible purchasers in rural neighborhoods.
Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever
When you open an account with Campbell Federal Credit Union, you’re doing more than just getting great financial products and services; you’re becoming a member-owner. And as an owner, we’ll treat you with courtesy, respect and friendly service in a family-friendly atmosphere, every time.
51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.
"1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.
As a community bank, we place relationships and customer service at the center of all that we do."
"America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
"TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.
