In 2025, the USDA loan limit for Mullica, situated in the county of Atlantic, NJ, is set at $336,500. The FHA limit, by contrast, for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to discover the leading USDA and FHA rates available today. This calculator helps assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to determine which program in
Compare offers from a broad range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you with the ideal USDA or FHA loan quickly and smoothly. Choose from one of three starting pathways that lead you to matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, presenting an advantageous opportunity for eligible purchasers in rural neighborhoods.
Enter your location to find out if it qualifies for USDA rural housing loan?
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