USDA and FHA Pro and Con in Egg-Harbor-City, Atlantic County, NJ
In 2025, the USDA loan limit in Egg-Harbor-City, within Atlantic county, NJ, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Try the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today. This tool helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your specific financial needs.
Loan Limits and Down Payment Requirements for 2025 in Egg-Harbor-City, Atlantic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Egg-Harbor-City, NJ
Lendersa® strives to provide the best USDA or FHA loans without delays or complications. Start by choosing one of the three pathways to connect with lenders and suitable USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, offering a zero down payment benefit.
2300 Contra Costa Boulevard, Suite 315, Pleasant Hill, CA, 94523
UHM is the first USA mortgage brokerage in Dubai. United Home Mortgage was founded in California in 1994 . Since then the company has earned an outstanding reputation in the marketplace with its clients, financial institutions and banks. The foundation of UHM is unwavering stance on conducting business with the highest ethical standards.
391 Taylor Blvd, Suite 110, Pleasant Hill, CA, 94523
We are proud to assist both new and existing homeowners with providing all financing options and solutions at our disposal. Whether you are purchasing a new home or need to refinance your existing loan, our commitment is providing the best loan programs and lowest possible interest rates to suit your needs.
367 Civic Drive, Suite 1, Pleasant Hill, CA, 94523
At Financial Network Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
3478 Buskirk Avenue, Suite 1001, Pleasant Hill, CA, 94523
"We are committed to work with you and find the best alternative financial mortgage product to achieve your goal of homeownership.
In these times of uncertainty where trust is an important factor at AFG we strive for excellence and building your trust as our long time client. We have the product, knowledge and right attitude to provide the result
3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area.
Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
39500 Stevenson Place, Suite 109, Fremont, CA, 94539
"Owning a home is everyone's dream and an indicator of one's achievement and stability. Despite the high prices of homes in the Bay Area, the housing market continues to grow. Not only does a home provided tax shelter but it's also a terrific investment vehicle
I can help you to secure the right loan for your individual situation"
Abacus Financial Services full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates.
Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
39560 Stevenson Place, Suite 119, Fremont, CA, 94539
Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
