USDA and FHA Pro and Con in Leisure-Village-West, Ocean County, NJ
In 2025, the USDA loan cap for Leisure-Village-West, in Ocean County, NJ, is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Leisure-Village-West, Ocean County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Leisure-Village-West, NJ
The objective of Lendersa® is to quickly and effortlessly secure you the best possible USDA or FHA loan. Choose one of three initial paths to match with lenders offering USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days.
All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
OneMain provides personal loans with one on one, local service at branches nationwide. Our personalized loan solutions offer customers a simple and straightforward loan application, fixed rates, fixed payments, clear terms and multiple payment options.
Behind every great company is a great team. What we offer is simple
United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.
Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.
111 Barclay Boulevard, Suite 205, Lincolnshire, IL, 60069
Homz Mortgage LLC serves the residential mortgage needs of individuals for purchases and the refinance of primary, secondary and investment properties. We broker mortgage solutions for single family homes, condos, townhomes and one to four-unit buildings in Illinois and Florida. We believe your mortgage need is more than just a transaction.
Gibbs Aluminum Federal Credit Union has been open since 1967. Located at 3093 Ohio Drive in Henderson Kentucky, GAFCU provides banking to more than 1,000 members. Membership is current open to all Gibbs Die Casting team members and to immediate family of current members. The Gibbs Aluminum Federal Credit Union is a federally-chartered employee.
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Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services.
Johnson Financial Group provides:
• full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota.
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