In 2026, the USDA loan cap for Leisure-Village-West, in Ocean County, NJ, is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the ideal program for your financial needs in
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The objective of Lendersa® is to quickly and effortlessly secure you the best possible USDA or FHA loan. Choose one of three initial paths to match with lenders offering USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
Leisure-Village-West Lenders |
|
|
|
|
|
|
|
|
Bridge Loan Guides
