USDA Loan Vs. FHA loan for Medford-Lakes, NJ 2025

For 2025, the USDA loan limit in Medford-Lakes, within Burlington county, NJ, is set at $345,000, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.

Options for USDA and FHA Loans in Medford-Lakes, NJ

Lendersa® aims to rapidly secure the optimal USDA or FHA loan, without hassle. Begin with one of three starting choices to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

The USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that demand a 3.5% down payment, USDA loans have no down payment requirement.

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(407) 973-6706 Lender's profile and map Reviews New Sky Mortgage LLC 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741 New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
(939) 241-0047 Lender's profile and map Reviews TCH Mortgage 1101 Miranda Lane, Kissimmee, FL, 34741 Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
(888) 962-6626 Lender's profile and map Reviews Stewart Capital Lending Inc 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741 "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
(407) 492-9551 Lender's profile and map Reviews The Advanced Mortgage Group LLC 3497 West Vine Street, Kissimmee, FL, 34741 The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
(407) 437-9119 Lender's profile and map Reviews Prime Choice Lending LLC 2351 Rapollo Dr, Kissimmee, FL, 34741 We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
(248) 930-9438 Lender's profile and map Reviews 1st Option Mortgage LLC 722 Patrick Street, Kissimmee, FL, 34741 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
(407) 329-5800 Lender's profile and map Reviews Banczone 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
407-931-3800 Lender's profile and map Reviews Butler Mortgage 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741 Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.
(334) 682-4155 Lender's profile and map Reviews Town-Country National Bank 118 Broad St, Camden, AL, 36726 Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
(334) 682-4215 Lender's profile and map Reviews Community Neighbor Bank 3 Water St, Camden, AL, 36726 Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
(407) 935-9511 Lender's profile and map Reviews The Mortgage Market Financial Group Inc 4305 Neptune Road, Saint Cloud, FL, 34769 At The Mortgage Market Financial Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with more than 100 investors
(319) 648-2221 Lender's profile and map Reviews Peoples Trust and Savings Bank 90 E. Railroad St, Riverside, IA, 52327 Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.