USDA Vs. FHA your options comparison in Medford-Lakes, Burlington County, NJ

For 2025, the USDA loan limit in Medford-Lakes, within Burlington county, NJ, is set at $345,000, whereas the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Medford-Lakes, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Medford-Lakes, NJ

Lendersa® aims to rapidly secure the optimal USDA or FHA loan, without hassle. Begin with one of three starting choices to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

The USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that demand a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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