As of 2025, the USDA loan limit for Randolph in the county of Morris, NJ is $776,600, whereas the FHA cap for a single-family dwelling is $1,089,300.
Leverage the Lendersa® USDA loan calculator to contrast today's premier USDA with FHA rates and identify the income, credit score, reserves, and documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you pick the best plan for your financial status in .
2025 Loan Limits and Down Payment Requirements for Randolph, Morris, NJ
Type of Loan
Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loans in Randolph, NJ
Lendersa® strives to provide you with optimal USDA or FHA loan solutions quickly and effortlessly. Choose one of three methods to connect with matching lenders and suitable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage. It's available exclusively in rural locales and differs from FHA loans, which require a minimum down payment of 3.5%, as the USDA loan has no down payment requirement.
739 Thimble Shoals Blvd, Suite 507, Newport News, VA, 23606
Johnson Mortgage Company We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you
11864 Canon Boulevard, Suite 103B, Newport News, VA, 23606
For over 30 years, garrett Realty Partners have been realty experts in Hampton Roads because of their knowledge of the area, the innovations they've made in the real estate industry, their passion for helping people and the opportunities they provide to their clients and their agents.
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
