USDA and FHA Pro and Con in North-Middletown, Monmouth County, NJ
In the year 2026, the USDA loan cap in North-Middletown, located in Monmouth county, NJ, stands at $657,900, whereas the FHA cap for a single-family residence is $822,375.
Utilize Lendersa®'s USDA loan calculator to check USDA and FHA interest rates today, assessing the income, credit, reserves, and paperwork essential for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options simultaneously, aiding your decision on the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Guidelines in North-Middletown, Monmouth County, NJ
Type of Loan
Maximum Loan Amount
Minimum Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Options Available in North-Middletown, NJ
The objective of Lendersa® is to expedite your access to the ideal USDA or FHA loan with minimal difficulty. Choose from three entry points to connect with lenders and explore USDA loan schemes.
A USDA home loan is a government-backed loan granted by the Department of Agriculture, also known as a USDA rural development or USDA mortgage. This option is available solely in rural areas. While FHA loans demand a down payment of at least 3.5%, USDA loans require no down payment at all.
Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
Lends in New Jersey
Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
