USDA and FHA Pro and Con in Aztec, San Juan County, NM
In the year 2025, the USDA loan ceiling in Aztec, located in the county of San Juan, NM, is set at $336,500, while the FHA threshold for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to examine today’s prime rates for USDA versus FHA, and assess the income, credit score, reserves, and documentation needed for application approval. By engaging our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, facilitating an informed choice about the most suitable program in for your unique financial needs.
Loan ceilings and down payment specifics for 2025 in Aztec, within San Juan, NM
Loan Category
Limit Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
FHA and USDA loan alternatives in Aztec, NM explained
The aim of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan without unnecessary complications. Choose from three different routes that can align you with matching lenders and USDA loan schemes.
The USDA home loan, also recognized as the USDA rural development loan or USDA mortgage, is backed by the United States Department of Agriculture. It's specifically available in rural settings and differs from FHA loans, which demand a minimum down payment of 3.5%. Importantly, the USDA mortgage requires no down payment at all.
2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
650 S. Shackleford, Suite 400, Little Rock, AR, 72211
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
16201 E INDIANA AVE STE 2600, SPOKANE VALLEY, WA, 99216
Universal Funding is a financial services company that provides personalized capital funding programs (invoice factoring, accounts receivable financing) to meet your cash flow needs. With over 65 years of combined experience our team has the expert knowledge to help your business grow and succeed.
The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
