USDA Vs. FHA your options comparison in Bloomfield, San Juan County, NM

In 2025, if you're in Bloomfield, within San Juan, NM, the USDA loan cap is $336,500, whereas for an FHA loan, it is $472,030 for a single residence.

Use the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA leading rates and find out the income, credit, reserves, and paperwork required to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA in parallel, helping you pick the best financial program in Alabama for your needs.

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2025 Loan Caps and Down Payment Info in Bloomfield, San Juan, NM

Type of Loan Maximum Loan Needed Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA & FHA Loan Opportunities in Bloomfield, NM

Lendersa® strives to secure you the most suitable USDA or FHA loan swiftly and effortlessly. Begin with one of the three pathways leading to linking with lenders and discovering USDA programs.

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Understanding a USDA Loan in NM

The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA mortgage or rural development loan, designated for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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